SBA 504 Loan Calculator
Welcome, and thank you for choosing Great Lakes Commercial Finance.
If you are exploring financing for a project, our SBA 504 loan calculator is a simple way to get started. Enter a few details below to see a clear breakdown of how your financing could be structured.
1
Select Your Loan Term
Your Loan Estimate
Est. Total Monthly Payment
$--
Third Party Lender + SBA 504
TPL Payment
$--
SBA 504
$--
Annual Debt Service
$--
Loan Structure
Third Party Lender (50%) $0
SBA 504 Loan (40%) $0
Borrower Equity (10%) $0
Total Project Cost $0
Down Payment Needed at Closing
Equity Injection $0
TPL Fee (0.5%) $0
Additional Lender Fee $0
Due from Borrower $0
SBA/CDC Net Amount$0
Guarantee Fee (0.5%)$0
Funding Fee (0.25%)$0
Processing Fee (1.5%)$0
Closing Costs$0
Underwriter's Fee$0
Gross 504 Debenture $0
Estimate only. SBA 504 rates set monthly at debenture sale. Not a commitment to lend. Actual terms subject to eligibility and underwriting. Rates as of July 2026.
Get Your Rate
Enter your contact info and we'll send your full estimate. A loan officer will follow up shortly.
2
Project Questions
! Please answer both questions before submitting your estimate.
Is this a startup? i
Special purpose building? i
3
Enter Project Costs
$
$
$
$
$
Need to include debt refinance? Refinance structures require additional analysis. Please contact your loan officer first before including refinanced debt in this estimate.
4
Third Party Lender Details
%
yrs
Loan structure (50% TPL / 40-50% SBA / 10-20% equity) is determined by your answers in Step 2.
Lender Fees
0.5%
Typically passed to borrower at closing
%
In addition to TPL Fee
Total Lender Fees $0
Please connect with the GLCF Loan Officer in your area to discuss your project further.
GLCF is also authorized to lend in the following Indiana Counties: Lake, Porter, La Porte, St. Joseph, Elkhart, LaGrange, and Steuben.
As well as these Ohio counties: Williams, Fulton, Lucas, Wood, and Ottawa.