Current Rates

Please note that the rates quoted are fully effective rates.  This means they include monthly servicing fees to the CDC, SBA, and central servicing agent based on Fiscal Year 2021 loan authorizations. 

November 2021

25 year - 2.92% 20 year - 2.78% 10 year - 2.63% 25 year (Refinance) - 2.94% 20 year (Refinance) - 2.79% 10 year (Refinance) - 2.81%

October 2021

25 year - 2.91% 20 year - 2.77% 10 year - 2.37% 25 year (Refinance) - 2.93% 20 year (Refinance) - 2.78% 10 year (Refinance) - 2.39%

September 2021

25 year - 2.98% 20 year - 2.86% 10 year - 2.69% 25 year (Refinance) - 3.02% 20 year (Refinance) - 2.90% 10 year (Refinance) - 2.74%

August 2021

25 year - 2.87% 20 year - 2.75% 10 year - 2.60% 25 year (Refinance) - 2.91% 20 year (Refinance) - 2.80% 10 year (Refinance) - 2.66%

July 2021

25 year - 2.81% 20 year - 2.70% 10 year - 2.60% 25 year (Refinance) - 2.86% 20 year (Refinance) - 2.74% 10 year (Refinance) - 2.66%

June 2021

25 year - 2.89% 20 year - 2.77% 10 year - 2.62% 25 year (Refinance) - 2.93% 20 year (Refinance) - 2.81% 10 year (Refinance) - 2.67%

May 2021

25 year - 2.94% 20 year - 2.85% 10 year - 2.62% 25 year (Refinance) - 2.98% 20 year (Refinance) - 2.89% 10 year (Refinance) - 2.67%

April 2021

25 year - 3.08% 20 year - 3.02% 10 year - 2.70% 25 year (Refinance) - 3.12% 20 year (Refinance) - 3.06% 10 year (Refinance) - 2.70%

March 2021

25 year - 3.05% 20 year - 3.00% 10 year - 2.70% 25 year (Refinance) - 3.09% 20 year (Refinance) - 3.05% 10 year (Refinance) - 2.70%

February 2021

25 year - 2.76% 20 year - 2.72% 10 year - 2.45% 25 year (Refinance) - 2.80% 20 year (Refinance) - 2.76% 10 year (Refinance) - 2.45%

January 2021

25 year - 2.70% 20 year - 2.66% 10 year - 2.45% 25 year (Refinance) - 2.74% 20 year (Refinance) - 2.70% 10 year (Refinance) - 2.45%

December 2020

25 year - 2.47% 20 year - 2.43% 10 year - 2.23% 25 year (Refinance) - 2.47% 20 year (Refinance) - 2.43% 10 year (Refinance) - 2.23%

November 2020

25 year - 2.40% 20 year - 2.36% 10 year - 2.23% 25 year (Refinance) - 2.40% 20 year (Refinance) - 2.36% 10 year (Refinance) - 2.23%

October 2020

25 year - 2.43% 20 year - 2.40% 10 year - 2.28% 25 year (Refinance) - 2.43% 20 year (Refinance) - 2.40% 10 year (Refinance) - 2.28%

September 2020

25 year - 2.41% 20 year - 2.37% 10 year - 2.28% 25 year (Refinance) - 2.41% 20 year (Refinance) - 2.37% 10 year (Refinance) - 2.28%

August 2020

25 year - 2.27% 20 year - 2.21% 10 year - 2.40% 25 year (Refinance) - 2.27% 20 year (Refinance) - 2.22% 10 year (Refinance) - 2.40%

July 2020

25 year - 2.41% 20 year - 2.35% 10 year - 2.40% 25 year (Refinance) - 2.41% 20 year (Refinance) - 2.35% 10 year (Refinance) - 2.40%

June 2020

25 year - 2.60% 20 year - 2.53% 10 year - 2.85% 25 year (Refinance) - 2.60% 20 year (Refinance) - 2.53% 10 year (Refinance) - 2.85%

May 2020

25 year - 2.76% 20 year - 2.68% 10 year - 2.64% 25 year (Refinance) - 2.76% 20 year (Refinance) - 2.68% 10 year (Refinance) - 2.64%

April 2020

25 year - 3.03% 20 year - 2.96% 10 year - 2.85% 25 year (Refinance) - 3.03% 20 year (Refinance) - 2.96% 10 year (Refinance) - 2.85%

March 2020

25 year - 2.88% 20 year - 2.81% 10 year - 2.85% 25 year (Refinance) - 2.88% 20 year (Refinance) - 2.81% 10 year (Refinance) - 2.85%

February 2020

25 year - 3.46% 20 year - 3.39% 10 year - 3.80% 25 year (Refinance) - 3.47% 20 year (Refinance) - 3.39% 10 year (Refinance) - 3.81%

January 2020

25 year - 3.71% 20 year - 3.64% 10 year - 3.80% 25 year (Refinance) - 3.72% 20 year (Refinance) - 3.65% 10 year (Refinance) - 3.81%

December 2019

25 year - 3.64% 20 year - 3.58% 10 year - 3.93% 25 year (Refinance) - 3.70% 20 year (Refinance) - 3.64% 10 year (Refinance) - 3.97%

November 2019

25 year - 3.80% 20 year - 3.74% 10 year - 3.93% 25 year (Refinance) - 3.83% 20 year (Refinance) - 3.78% 10 year (Refinance) - 3.97%

October 2019

25 year - 3.54% 20 year - 3.46% 10 year - 3.56% 25 year (Refinance) - 3.57% 20 year (Refinance) - 3.50% 10 year (Refinance) - 3.60%

September 2019

25 year - 3.46% 20 year - 3.36% 10 year - 3.56% 25 year (Refinance) - 3.49% 20 year (Refinance) - 3.39% 10 year (Refinance) - 3.60%

August 2019

25 year - 3.63% 20 year - 3.53% 10 year - 3.94% 25 year (Refinance) - 3.66% 20 year (Refinance) - 3.57% 10 year (Refinance) - 3.98%

July 2019

25 year - 4.01% 20 year - 3.91% 10 year - 3.94% 25 year (Refinance) - 4.04% 20 year (Refinance) - 3.95% 10 year (Refinance) - 3.98%

June 2019

25 year - 4.09% 20 year - 3.98% 10 year - 4.37% 25 year (Refinance) - 4.12% 20 year (Refinance) - 4.02% 10 year (Refinance) - 4.40%

May 2019

25 year - 4.39% 20 year - 4.27% 10 year - 4.37% 25 year (Refinance) - 4.42% 20 year (Refinance) - 4.30% 10 year (Refinance) - 4.40%

April 2019

25 year - 4.53% 20 year - 4.37% 10 year - 4.63% 25 year (Refinance) - 4.56% 20 year (Refinance) - 4.39% 10 year (Refinance) - 4.42%

March 2019

25 year - 4.74% 20 year - 4.59% 10 year - 4.63% 20 year (Refinance) - 4.62% 10 year (Refinance) - 4.66%

February 2019

25 year - 4.77% 20 year - 4.65% 10 year - 4.65% 20 year (Refinance) - 4.79% 10 year (Refinance) - 4.68%

January 2019

25 year - 4.88% 20 year - 4.76% 10 year - 5.06% 20 year (Refinance) - 4.81% 10 year (Refinance) - 5.11%

December 2018

25 year - 4.99% 20 year - 4.93% 10 year - 5.25% 20 year (Refinance) - 5.04% 10 year (Refinance) - 5.30%

November 2018

25 year - 5.64% 20 year - 5.59% 10 year - 5.59% 20 year (Refinance) - 5.64% 10 year (Refinance) - 5.64%

October 2018

25 year - 5.53% 20 year - 5.49% 10 year - 5.25% 20 year (Refinance) - 5.54% 10 year (Refinance) - 5.30%

September 2018

25 year - 5.29% 20 year - 5.25% 10 year - 5.25% 20 year (Refinance) - 5.30% 10 year (Refinance) - 5.30%

August 2018

25 year - 5.35% 20 year - 5.30% 10 year - 5.30% 20 year (Refinance) - 5.35% 10 year (Refinance) - 5.35%

July 2018

25 year - 5.32% 20 year - 5.26% 10 year - 5.30% 20 year (Refinance) - 5.30% 10 year (Refinance) - 5.36%

June 2018

20 year - 5.32% 10 year - 5.28% 20 year (Refinance) - 5.36%

May 2018

20 year - 5.22% 10 year - 5.28% 20 year (Refinance) - 5.26%

April 2018

20 year - 5.03% 10 year - 5.11% 20 year (Refinance) - 5.08%

March 2018

20 year - 4.92% 10 year - 5.11% 20 year (Refinance) - 4.97%

February 2018

20 year - 4.94% 10 year - 4.66% 20 year (Refinance) - 4.99%

January 2018

20 year - 4.64% 10 year - 4.66% 20 year (Refinance) - 4.69%

December 2017

20 year - 4.50% 10 year - 4.47% 20 year (Refinance) - 4.55%

November 2017

20 year - 4.57% 10 year - 4.47% 20 year (Refinance) - 4.61%

October 2017

20 year - 4.63% 10 year - 4.15% 20 year (Refinance) - 4.68%

September 2017

20 year - 4.38% 10 year - 4.15% 20 year (Refinance) - 4.42%

August 2017

20 year - 4.53% 10 year - 4.49% 20 year (Refinance) - 4.58%

July 2017

20 year - 4.76% 10 year - 4.49% 20 year (Refinance) - 4.80%

June 2017

20 year - 4.60% 10 year - 4.51% 20 year (Refinance) - 4.64%

May 2017

20 year - 4.66% 10 year - 4.51% 20 year (Refinance) - 4.70%

April 2017

20 year - 4.62% 10-year - 4.41%

March 2017

20 year - 4.83% 10 year - 4.81% 20 year (Refinance) - 4.87%

February 2017

20 year - 4.60% 10 year - 4.59% 20 year (Refinance) - 4.64%

January 2017

20 year - 4.58% 10 year - 4.59% 20 year (Refinance) - 4.63%

December 2016

20 year - 4.59% 10 year - 4.34% 20 year (Refinance) - 4.65%

November 2016

20 year - 4.35% 10 year - 4.34% 20 year (Refinance) - 4.4%

October 2016

20 year - 4.26% 10 year - 4.28% 20 year (Refinance) - 4.30%

September 2016

20 year - 4.08% 10 year - 4.28%

August 2016

20 year - 4.09% 10 year - 4.115%

July 2016

20 year - 4.08% 10 year - 4.10%

June 2016

20-year - 4.23% 10 year - 4.20%

May 2016

20 year - 4.31% 10 year - 4.18%

April 2016

20-year - 4.31% 10-year - 4.33%

March 2016

20-year - 4.55% 10-year - 4.31%

February 2016

20-year - 4.55% 10-year - 4.31%

January 2016

20-year - 4.83% 10-year - 4.27%

December 2015

20-year - 4.87% 10-year - 4.13%

November 2015

20-year - 4.74% 10-year - 4.13%

October 2015

20-year - 4.76% 10-year - 4.22%

September 2015

20-year - 4.90% 10-year - 4.22%

August 2015

20-year - 4.90% 10-year - 4.32%

July 2015

20-year - 4.96% 10-year - 4.32%

June 2015

20-year - 5.06% 10-year - 4.38%

May 2015

20-year - 4.85% 10-year - 4.38%

April 2015

20-year - 4.59% 10-year - 4.40%

March 2015

20-year - 4.80% 10-year - 4.40%

February 2015

20-year - 4.54% 10-year - 4.41%

January 2015

20-year - 4.60% 10-year - 4.41%